Rebates by state / New York / Central Hudson Gas & Electric

Central Hudson Heat Pump Rebates 2026: $4,000–$12,000 Air-Source, up to $20,000 Geothermal

By , editor. Every figure on this page was checked against the official source on the date shown.

The Central Hudson heat pump rebate is $4,000 for a single-family home installing a full-load cold-climate air-source heat pump through a NYS Clean Heat participating contractor, $7,000 when the old furnace, boiler or oil tank is decommissioned, and $8,000 or $12,000 at the Weatherized Tier; apartments and homes under 1,000 square feet get half. Geothermal pays $15,000, or $20,000 weatherized. Central Hudson is the one New York utility whose incentives may cover 85% of project cost everywhere, not only in a Disadvantaged Community. A heat pump water heater earns $1,250. Central Hudson’s pages and the NYS Clean Heat Program Manual, version 3 of September 1, 2026, read in full on October 10, 2026.

Every figure on this page comes from Central Hudson — Heat Pump Residential Incentives, and the NYS Clean Heat Statewide Program Manual, version 3 (September 1, 2026), section 2.2.3 and the sources listed below, each dated; this page was last updated on October 10, 2026. Service area: The mid-Hudson Valley of New York, from the northern suburbs of New York City to the Capital District near Albany — about 315,000 electric and 90,000 natural gas customers (Central Hudson’s own description of its territory). Program window: NYS Clean Heat runs 2026 through 2030 under the Public Service Commission’s May 2025 order; Central Hudson publishes no end date and says “rebate amounts subject to change”; the manual lets utilities change incentives at any time, with a signed contract keeping the old rate when the contractor files within two weeks of an announced cut; no limited-time water heater offer in Central Hudson territory. Amounts marked reported are published by the utility only through its contractors — see the note under the table.

On this page: Rebate table · Heat pump rebate · Why Central Hudson is different · The Weatherized Tier · Where “$5,000,” “$18,000,” “$2,500” and “no rebate” come from · Geothermal · Water heater · Thermostats and in-store discounts · Gas rebates · Income-eligible · How to apply · How to apply · Deadlines · FAQ

Central Hudson rebates at a glance

MeasureHome and current heatingStandard rebateIncome-qualified / note
Cold-climate air-source heat pump, full load (central, mini-split or air-to-water), old heating kept as backup — manual Category 2 Central Hudson electric customer; 1–4 family; NYS Clean Heat participating contractor; equipment on the NEEP cold-climate list or the air-to-water qualified list Single-family $4,000 standard / $8,000 Weatherized Tier; apartment or home under 1,000 sq ft $2,000 / $4,000 No Disadvantaged Community tier: Central Hudson publishes one table, and the 85% cost cap applies to every address in its territory
Same heat pump with the fossil-fuel system decommissioned — Category 2b (retrofit only; decommissioning checklist filed with the application) Heat pump becomes the only space-heating system; no new fossil-fuel equipment installed alongside it; Central Hudson’s page frames it as “removing your oil tank or previous fossil fuel heating source” Single-family $7,000 standard / $12,000 Weatherized Tier; apartment $3,500 / $6,000 The cells on Central Hudson’s page match the manual; see the note on its “$8,000” bullet below
Partial-load heat pump upgraded to full load — Category 4 New equipment must carry more than half of the building heating load and the combined system must meet 100% of it Single-family $3,000; apartment $1,000 No Weatherized split published for this category
Ground-source (geothermal) heat pump, retrofit — Category 3 ENERGY STAR geothermal; participating contractor and participating driller; closed loop (open loop case by case in 2026); decommissioning not required by Central Hudson Single-family $15,000 standard / $20,000 Weatherized Tier; apartment or home under 1,000 sq ft $7,500 / $10,000 Central Hudson’s page lists only the single-family cells; the apartment cells are the manual’s. Add the New York geothermal tax credit, 25% up to $10,000
Ground-source heat pump, new construction — Category 3 New construction counts as weatherized automatically; it is the only space-heating incentive open to new homes Single-family $8,000; apartment $4,000 No standard-rate cell: the manual shows new construction at the Weatherized Tier only
Heat pump water heater (ENERGY STAR, UEF-rated, ≤24 amps, ≤250 volts) — Category 5 / 5a Central Hudson electric customer; no Clean Heat contractor required (“does not need to install this appliance to be eligible”); self-install allowed $1,250 — instant code at Lowe’s via CentralHudsonRebates.com, or the mail-in form with receipt and photo from any retailer; check in five to seven weeks Geothermal desuperheater $100 (Category 5b). No limited-time bonus: Con Edison, NYSEG/RG&E and O&R run one through November 30 or December 31, 2026; Central Hudson does not
Smart thermostat Central Hudson customers; ENERGY STAR certified; not part of NYS Clean Heat $50 instant code at CentralHudsonRebates.com or by mail A purchase rebate, not an enrolment payment — no peak-event program is described
Natural gas furnace, boiler and water heater rebates Central Hudson gas customers; a Central Hudson Trade Ally must install Up to $1,800 (combi-boiler); furnace $200 / $400, water boiler $750, steam boiler $250, indirect water heater $250, Wi-Fi thermostat $50 (reported) Flagged: the gas page blocked our reader on October 10, 2026; the table is the search engine’s copy of the page
Insulation and air sealing Central Hudson runs no insulation rebate of its own; its Weatherize page routes customers to NYSERDA Comfort Home $2,500–$4,000 for air-sealing and insulation packages, plus $2,000 for ENERGY STAR windows; EmPower+ at no cost for income-eligible households A free HomeBoost DIY assessment kit through the mid-Hudson and Ramapo library systems; Mid-Hudson Energy Choices hub for advice

Confirm directly: The natural-gas equipment amounts are reported from a search engine’s copy of Central Hudson’s gas incentives page, which returned a bot-protection screen instead of the page when we read it on October 10, 2026; confirm them on the page or with a Trade Ally before counting on them.

Official page: Central Hudson — Heat Pump Residential Incentives, and the NYS Clean Heat Statewide Program Manual, version 3 (September 1, 2026), section 2.2.3 · Application: Heat pumps: no customer form — the participating contractor files the application; the incentive comes off the invoice or as a check five to seven weeks after submission. Heat pump water heater: instant code for Lowe’s at CentralHudsonRebates.com, or the mail-in form from any retailer · 1-844-212-7823 (NYS Clean Heat line for the Upstate utilities, run by ICF)

Heat pump rebate: $4,000 to $12,000 in four cells, the same on Central Hudson’s page and in the manual

Central Hudson’s Heat Pumps page, read in full on October 10, 2026, is one of the few utility pages in New York that prints its Clean Heat cells as text, and they match the NYS Clean Heat Statewide Program Manual, version 3 of September 1, 2026, section 2.2.3, read the same day. For a single-family home over 1,000 square feet, a full-load cold-climate air-source heat pump that keeps the old system as backup earns $4,000, or $8,000 at the Weatherized Tier. Remove the oil tank, furnace or boiler from service and the same installation earns $7,000, or $12,000 weatherized. An apartment, or a single-family home under 1,000 square feet, gets exactly half: $2,000, $4,000, $3,500 and $6,000. Adding capacity to an existing partial-load heat pump so that it carries the whole house pays $3,000, or $1,000 for an apartment. Unlike every other Upstate utility, Central Hudson publishes no Disadvantaged Community column, because its higher cost cap already applies to everyone, which the next section explains.

Why Central Hudson is different: incentives may cover 85% of the job at any address

Section 2.1 of the manual limits Clean Heat incentives to 70% of project cost, “except as described in the following sentence,” and that sentence names two exceptions: projects in a Disadvantaged Community receiving DAC incentives, and projects “located in Central Hudson territory.” Everywhere else in New York, a household outside a Disadvantaged Community is capped at 70%; in Central Hudson’s mid-Hudson Valley, every household may receive up to 85%. That is why Central Hudson’s table has no DAC column while National Grid, NYSEG, RG&E and Orange & Rockland each print two. In practice the cap rarely binds on an air-source job — $12,000 on a $21,000 installation is 57% — but it matters for small apartments and modest mini-split systems, where a $6,000 or $4,000 cell can approach the ceiling. The cap is checked on the final invoice, which must show the Clean Heat incentive as its own line, and the contractor cannot charge less than the incentive and pocket the difference.

The Weatherized Tier: three ways in, and Central Hudson has no weatherization program on the list

The Weatherized Tier went live on September 1, 2026 and doubles the standard air-source cells ($4,000 to $8,000, $7,000 to $12,000) and adds $5,000 to geothermal. The manual, section 2.1.4, gives three ways in. A home built in 2011 or later qualifies on a municipal record, permit or certificate of occupancy; new-construction geothermal qualifies automatically. A home that completed an approved weatherization program qualifies on past participation — but the list names the other four utilities’ programs and NYSERDA’s Comfort Home, none of Central Hudson’s, because Central Hudson runs none: its Weatherize page, read October 10, routes customers to Comfort Home and EmPower+. A Central Hudson customer’s past-participation door is Comfort Home, packages A, B or C. The third way is the Performance Pathway: a documented heating load per conditioned square foot below 30 for homes up to 999 square feet, 25 for 1,000 to 1,999, and 20 at 2,000 or more, with photographed Manual J inputs. By March 1, 2028, weatherization becomes a prerequisite for any Clean Heat incentive.

Where “$5,000,” “$18,000,” “$2,500” and “no rebate” come from: the standard rates were cut on September 1

The number most likely to be quoted wrongly is $5,000. From January 1 to August 31, 2026, the manual gave Central Hudson $5,000 for a single-family air-source heat pump, $8,000 with decommissioning and $18,000 for geothermal. Version 3, effective September 1, 2026, cut those standard cells to $4,000, $7,000 and $15,000 and added the Weatherized Tier above them at $8,000, $12,000 and $20,000. A contractor sell sheet still hosted on the state’s Clean Heat Connect site prints the old $5,000, $8,000 and $18,000 and says it is “based on Version 11”; so a quote built from it promises $1,000 to $3,000 that no longer exists unless the home is weatherized. A search engine’s AI answer, read October 10, repeats the expired $8,000 and $5,000, adds “over $5,744 per project” from a forum thread, and says the rebate “may combine with EmPower+” — the manual says the two cannot pay for the same heat pump. Directories list “up to $2,500” and “$500 to $3,500”; a comparison site says there is no rebate at all. And on the live page, under “$4,000 if not removing,” a bullet reads “$8,000 … and removing”; the manual’s $8,000 is weatherized without decommissioning; removal plus weatherization is $12,000.

Geothermal: $15,000 or $20,000 from Central Hudson, plus New York’s 25% tax credit up to $10,000

A ground-source heat pump retrofit in a single-family home earns $15,000 at the standard rate and $20,000 at the Weatherized Tier, the cells on both Central Hudson’s page and in the manual; the manual adds apartment cells of $7,500 and $10,000 that Central Hudson’s page omits. New construction, weatherized by definition, pays $8,000 for a house and $4,000 per apartment, and is the only space-heating incentive a new home can claim. The system must meet the ENERGY STAR geothermal specification, serve the full heating load and at least 80% of the floor area, and be installed by a participating contractor and driller; unlike Con Edison, Central Hudson does not require decommissioning. On top sits New York’s geothermal energy system credit: 25% of qualified cost, capped at $10,000 for systems placed in service on or after July 1, 2025, non-refundable, carried forward up to five years, claimed on Form IT-267. Central Hudson’s own sample: $60,920 installed, $35,920 after both. A desuperheater adds $100.

Water heater: $1,250 instantly at Lowe’s or by mail from any store, no contractor required, no end date

The heat pump water heater rebate is $1,250, the figure on Central Hudson’s Electric Heat Pump Water Heaters page and in the manual’s Category 5 and 5a, for an ENERGY STAR, UEF-rated unit of at most 24 amps and 250 volts on a Central Hudson electric account. Two paths pay it. At Lowe’s you request an instant code at CentralHudsonRebates.com with your account number, receive it by text and redeem it at checkout. From any other retailer you mail or email the rebate form with the sales receipt and a photo of the installed unit, and the check arrives in five to seven weeks. The page says a certified Clean Heat contractor “does not need to install this appliance,” so a plumber or a self-install qualifies. Central Hudson runs no limited-time bonus: the manual gives Con Edison $1,500 and the other Upstate utilities a distributor bonus through November 30 or December 31, 2026, and nothing for Central Hudson. Our water heater guide sets it beside the other utilities.

Thermostats and in-store discounts: $50 for a smart thermostat, reduced prices on insulation, no enrolment pay

Central Hudson pays $50 for an ENERGY STAR smart thermostat, as an instant code from CentralHudsonRebates.com redeemed at checkout or by mail with the receipt, on its Shop Local page read October 10, 2026. It is a purchase rebate: unlike National Grid’s ConnectedSolutions or Con Edison’s $85 enrolment, no peak-event program and no annual payment are described. The same page lists reduced shelf prices at Lowe’s and The Home Depot on batt and spray-foam insulation, pipe insulation, door sweeps, windows and window shrink kits, and at Dollar Tree on door sweeps, plus discounted ENERGY STAR air purifiers and dehumidifiers and a variable-speed pool pump rebate by form. These are the whole of Central Hudson’s own efficiency offers outside Clean Heat; there is no utility insulation rebate, no appliance recycling line on the current pages and no electric vehicle rebate on the incentives index. For insulation money, the Weatherize page sends customers to NYSERDA’s Comfort Home, $2,500 to $4,000 for air-sealing and insulation packages plus $2,000 for ENERGY STAR windows.

Gas rebates: up to $1,800 through a Trade Ally — flagged, because the page would not open for our reader

Central Hudson still rebates natural-gas heating equipment, which sets it apart from National Grid, whose Upstate gas rebates closed. Its Natural Gas Heating Equipment Incentives page answered our reader on October 10, 2026 with a bot-protection screen, so the figures here come from the search engine’s copy of the page and carry a flag until read on the page itself: furnace $200 at 92% AFUE and $400 at 95%, water boiler $750, steam boiler $250, combi-boiler $1,800, combi-furnace with on-demand hot water $675, boiler reset control $125, indirect water heater $250, gas storage water heater $75, instantaneous water heater $250, Wi-Fi thermostat $50 (maximum two), with a Central Hudson Trade Ally required for every one. Two cautions from the manual: installing new fossil-fuel heating alongside an incentivised heat pump disqualifies the heat pump from Clean Heat, so a furnace rebate and a Category 2b rebate cannot meet in one project; and a gas-only account cannot claim the heat pump rebate at all.

Income-eligible: EmPower+ at no cost, through NYSERDA, not through Central Hudson

Central Hudson publishes no income-qualified tier of its own; its Weatherize page, read October 10, 2026, describes EmPower+ as the route for “income-eligible homeowners and renters”: a no-cost in-home energy assessment, a personalised upgrade plan, and funding toward air sealing, insulation, heat pumps, heat pump water heaters and the electrical service and wiring upgrades they need. The money comes from NYSERDA, which the 2026–2030 orders make the statewide administrator of low- and moderate-income incentives for one- to four-family homes, and EmPower+ and Clean Heat cannot both pay for the same heat pump — a household picks one. The project caps, the Sustainable Futures adders and the eligibility thresholds are on our New York page. Two local supports are free regardless of income: the HomeBoost DIY energy assessment kit, borrowed through the mid-Hudson and Ramapo library systems with a personalised report courtesy of Central Hudson, and the Mid-Hudson Energy Choices clean energy hub, whose advisors help a household choose between programs before a contractor is called.

How to apply: the contractor files it within 60 days, the check takes five to seven weeks, the cap is 85%

There is no customer application for a Central Hudson heat pump incentive. The installer must be a NYS Clean Heat participating contractor — found through the state’s contractor finder — who sizes the system to the full building heating load and files the application through the Upstate utilities’ implementation contractor, ICF, within 60 days of installation, with the customer acknowledgment form, the decommissioning checklist for Category 2b and the weatherization evidence for the higher tier. The incentive is either taken off the invoice as an instant discount or mailed as a check; Central Hudson says to allow five to seven weeks. The cap is 85% of project cost at any address in the territory. A home that already received a full-load Clean Heat incentive cannot receive another. If Central Hudson announces a cut, a signed contract keeps the old rate when the contractor submits within two weeks. The water heater and the thermostat are the exceptions: an instant code or a mailed form, no contractor. Status questions go to 1-844-212-7823.

How to apply, step by step

  1. Confirm you have a Central Hudson electric account for the home; a gas-only account does not qualify for the heat pump rebate.
  2. Check the Weatherized Tier before any quote: a home built in 2011 or later, a completed NYSERDA Comfort Home package, or a measured heating load under the threshold doubles the air-source cell — $4,000 becomes $8,000, $7,000 becomes $12,000.
  3. Choose a NYS Clean Heat participating contractor from the state finder; Central Hudson will not pay for a system installed by anyone else.
  4. Decide on decommissioning: removing the oil tank, furnace or boiler from service lifts a single-family job from $4,000 to $7,000 ($8,000 to $12,000 weatherized) and requires the checklist; installing any new gas or oil heating with the heat pump disqualifies it.
  5. Have the contractor show the incentive as its own line on the quote, with the category and tier named; the total cannot exceed 85% of the job, and a signed contract keeps the rate for two weeks if a cut is announced.
  6. For a heat pump water heater, take the $1,250 instant code for Lowe’s at CentralHudsonRebates.com or mail the form from any store — no contractor needed; for a smart thermostat, the same site pays $50.

Deadlines for Central Hudson

What others get wrong about Central Hudson

Sources and method

Each source below carries the date it was read in full, the latest on October 10, 2026; the amounts on this page are the utility’s own unless marked reported, in which case they come from the utility’s participating contractors and are flagged for confirmation. The official page is re-read automatically every day; a change reaches this page, the New York page, the deadlines and the news feed together, after it is read again by hand. Data for this page are in utilities.json (CC BY 4.0).

Frequently asked questions

How much is the Central Hudson heat pump rebate in 2026?
For a single-family home over 1,000 square feet: $4,000 for a full-load cold-climate air-source heat pump that keeps the old system as backup, $7,000 when the old system is decommissioned, and $8,000 or $12,000 at the Weatherized Tier; apartments and smaller homes get half. Geothermal pays $15,000, or $20,000 weatherized. The cells are on Central Hudson’s page and in the NYS Clean Heat Program Manual of September 1, 2026, both read October 10, 2026. The NYS Clean Heat rebate differs by utility — National Grid, NYSEG, RG&E and Con Edison each have their own table on this site.
How do I apply for a Central Hudson heat pump rebate?
You do not file anything for a heat pump. A NYS Clean Heat participating contractor installs the system and submits the application within 60 days; the incentive comes off the invoice or arrives as a check in five to seven weeks. The heat pump water heater is different: claim the $1,250 instant code for Lowe’s at CentralHudsonRebates.com or mail the form from any retailer. Status: 1-844-212-7823.
Does Central Hudson give a rebate for a heat pump water heater?
Yes, $1,250 for an ENERGY STAR heat pump water heater on a Central Hudson electric account — instantly at Lowe’s through CentralHudsonRebates.com, or by mail-in form with the receipt and a photo from any store. No Clean Heat contractor is required. One Central Hudson page and one directory still say $1,000; the rebate page and the September 2026 manual say $1,250.
Why does Central Hudson have no Disadvantaged Community rebate like the other New York utilities?
Because the manual gives all of Central Hudson’s territory the 85% cost cap that other utilities reserve for Disadvantaged Communities. Section 2.1 limits incentives to 70% of project cost except for DAC projects and “projects located in Central Hudson territory,” which may reach 85%. Central Hudson therefore prints one table with no DAC column.
What is the Weatherized Tier and how does a Central Hudson customer qualify?
It is the higher Clean Heat rate since September 1, 2026: $8,000 instead of $4,000, $12,000 instead of $7,000, $20,000 instead of $15,000 for geothermal. A home qualifies if it was built in 2011 or later, completed a NYSERDA Comfort Home package A, B or C (Central Hudson has no weatherization program of its own on the list), or shows a measured heating load below 30, 25 or 20 Btu/h per square foot by home size. From March 1, 2028, weatherization becomes a prerequisite for any Clean Heat incentive.
Does Central Hudson still offer rebates on gas furnaces and boilers?
Its gas incentives page lists furnace rebates of $200 and $400, boilers of $250 to $750, a combi-boiler at $1,800 and smaller items, all through a Central Hudson Trade Ally — but the page blocked our reader on October 10, 2026, so those figures are flagged until read on the page. Note that installing new gas heating alongside a heat pump disqualifies the heat pump from Clean Heat.
Is there a tax rebate or tax credit for a heat pump in Central Hudson territory in 2026?
The rebate is Central Hudson’s, not a tax item: $4,000 to $12,000 off the invoice through the contractor. A tax credit exists only for geothermal — New York’s, yes: 25% of a ground-source system’s cost, up to $10,000 for systems placed in service on or after July 1, 2025, on Form IT-267. The federal 25C and 25D credits ended for equipment placed in service after December 31, 2025, so there is no federal credit for an air-source heat pump installed in 2026; ask a tax preparer before counting on anything federal.
How do I get a free heat pump in Central Hudson territory?
Not from Central Hudson: its rebate covers at most 85% of the job. The no-cost route is NYSERDA’s EmPower+, for income-eligible households — a free assessment and funded upgrades including heat pumps, reached through Central Hudson’s Weatherize page or the Mid-Hudson Energy Choices hub. EmPower+ and the Clean Heat rebate cannot both pay for the same heat pump, so a household takes one or the other; a search engine’s AI answer saying they “may combine” is wrong on the manual.

Related

The full picture for the state — every program, the federal status and the corrections log — is on New York heat pump rebates. All utilities we cover: utility rebate pages.