Rebates by state / New York / Orange & Rockland Utilities

Orange & Rockland Heat Pump Rebates 2026: $4,000–$12,000 Air-Source, up to $25,000 Geothermal

By , editor. Every figure on this page was checked against the official source on the date shown.

The Orange & Rockland heat pump rebate is $4,000 for a single-family home installing a full-load cold-climate air-source heat pump through a NYS Clean Heat participating contractor, $7,000 when the old furnace, boiler or oil tank is decommissioned, and $8,000 or $12,000 at the Weatherized Tier; a Disadvantaged Community adds $2,000 to each of those cells; apartments and homes under 1,000 square feet get half. Geothermal pays $18,000, $23,000 weatherized and up to $25,000 in a Disadvantaged Community — O&R’s own pages still say $14,000. A heat pump water heater earns $1,250. O&R’s pages and the NYS Clean Heat Program Manual, version 3 of September 1, 2026, read in full on October 11, 2026.

Every figure on this page comes from Orange & Rockland — New York Heat Pump Savings Guide (air-source, ductless, geothermal and water heater pages), and the NYS Clean Heat Statewide Program Manual, version 3 (September 1, 2026), section 2.2.7 and the sources listed below, each dated; this page was last updated on October 11, 2026. Service area: Orange, Rockland and Sullivan counties in New York’s lower Hudson Valley, west of the river — about 239,000 electric and 139,000 natural gas customers on O&R’s corporate facts page; its New Jersey arm, Rockland Electric Company, serves parts of Bergen, Passaic and Sussex counties under a different program. Program window: NYS Clean Heat runs 2026 through 2030 under the Public Service Commission’s May 15, 2025 order; O&R publishes no end date; the manual lets the utilities change incentives at any time, with a signed contract keeping the old rate when the contractor files within two weeks of an announced cut; heat pump water heater limited-time offer on applications submitted September 15 to December 31, 2026 (the bonus goes to distributors and installers, not customers).

On this page: Rebate table · Heat pump rebate · The Disadvantaged Community column and the cost cap · The Weatherized Tier · Where “$5,000,” “$9,000” and “$14,000” come from · Geothermal · Water heater · Smart Savers, My ORU Store and Electric Advantage · Who is an O&R customer · Income-eligible · How to apply · How to apply · Deadlines · FAQ

Orange & Rockland rebates at a glance

MeasureHome and current heatingStandard rebateIncome-qualified / note
Cold-climate air-source heat pump, full load (central, mini-split or air-to-water), old heating kept as backup — manual Category 2 O&R electric customer in New York; 1–4 family; NYS Clean Heat participating contractor; equipment on the NEEP cold-climate list; must carry 100% of the building heating load Single-family $4,000 standard / $8,000 Weatherized Tier; apartment or home under 1,000 sq ft $2,000 / $4,000 Disadvantaged Community: $6,000 / $10,000 single-family, $3,000 / $5,000 apartment — $2,000 more than the standard cell, where NYSEG and RG&E add $1,000
Same heat pump with the fossil-fuel system decommissioned — Category 2b (retrofit only; decommissioning checklist filed with the application) Heat pump becomes the only space-heating system; no new fossil-fuel equipment installed alongside it; O&R’s page: “requires full removal of your fossil fuel system” Single-family $7,000 standard / $12,000 Weatherized Tier; apartment $3,500 / $6,000 Disadvantaged Community: $9,000 / $14,000 single-family, $4,500 / $7,000 apartment. O&R’s page prints $9,000 as the standard single-family cell — that is the manual’s DAC figure since September 1 and the expired standard figure before it
Partial-load heat pump upgraded to full load — Category 4 New equipment added to an existing partial-load cold-climate system so the combined system meets 100% of the building heating load Single-family $4,000; apartment $2,000 Same in and outside a Disadvantaged Community; no Weatherized split. O&R’s page still says $3,000 / $1,000, the cells before September 1
Ground-source (geothermal) heat pump, retrofit — Category 3 ENERGY STAR geothermal; participating contractor; ground loops to IGSHPA standards; O&R’s page: “removal of existing HVAC system required” Single-family $18,000 standard / $23,000 Weatherized Tier; apartment or home under 1,000 sq ft $7,500 / $10,000 Disadvantaged Community: $20,000 / $25,000 single-family, $8,500 / $11,000 apartment. O&R’s page says $14,000 / $6,000 — the manual raised the standard cell by $4,000 on September 1. Add New York’s geothermal tax credit, 25% up to $10,000
Ground-source heat pump, new construction — Category 3 New construction counts as weatherized automatically; it is the only space-heating incentive open to new homes Single-family $14,000; apartment $7,000 Disadvantaged Community $20,000 / $9,000. No standard-rate cell: the manual shows new construction at the Weatherized Tier only. O&R’s page says $7,000 / $3,500
Heat pump water heater (ENERGY STAR) — Category 5 / 5a O&R electric customer in New York; “self-installed or installed by a Participating Contractor” $1,250 per unit, the same before, during and after the limited-time offer; O&R’s page publishes no retailer, instant code or application link Limited-time offer, applications submitted September 15–December 31, 2026: the manual raises the distributor incentive to $300 and the installer incentive to $200 on the wholesale channel and adds a retailer channel at $1,250 — the customer’s amount does not change. Geothermal desuperheater $100 (Category 5b)
Smart thermostat — Smart Savers enrolment O&R or Rockland Electric residential customer with a Wi-Fi smart thermostat from a participating manufacturer linked to central air conditioning; small businesses and religious institutions also eligible $85 per enrolled thermostat, paid as a prepaid Visa card by email six to eight weeks after acceptance; $25 a year after the second summer if you take part in at least 80% of events Up to ten adjustments of at most four degrees, each no more than four hours, weekdays 11 a.m.–11 p.m., May 1–September 30; no weekends or holidays. Bring Your Own Battery pays an average of $180 a summer for an enrolled home battery
Insulation and air sealing O&R runs no insulation rebate of its own in New York; its Weatherization page routes customers to NYSERDA and to a Sealed marketplace page Comfort Home $2,500–$4,000 for air-sealing and insulation packages, plus $2,000 for ENERGY STAR windows; EmPower+ at no cost for income-eligible households; “ORU Home Upgrades through Sealed” with no amounts published A completed “Sealed Comfort Plan” is O&R’s named door to the Weatherized Tier in the manual; HomeBoost is a free energy assessment for O&R customers
Electric Advantage — whole-home switch from gas By invitation only: homes and businesses “connected to targeted gas mains” that O&R selects; a representative contacts the customer Induction cooktop and oven, heat pump water heater, air-source heat pump, weatherization, panel upgrade, heat pump clothes dryer and pool heater “at minimal, and in most cases, no out-of-pocket costs” Not an application program: O&R’s page gives no form, only npa@oru.com; customers not selected use the Clean Heat rebates above

Official page: Orange & Rockland — New York Heat Pump Savings Guide (air-source, ductless, geothermal and water heater pages), and the NYS Clean Heat Statewide Program Manual, version 3 (September 1, 2026), section 2.2.7 · Application: Heat pumps: no customer form — the NYS Clean Heat participating contractor files the application and the incentive comes off the invoice or back as a rebate after completion. Heat pump water heater: O&R’s page names no retailer code, portal or form; it says the unit may be self-installed or installed by a participating contractor — ask O&R how to file before you buy · 1-877-434-4100 (Orange & Rockland customer service, the number on every O&R rebate page)

Heat pump rebate: $4,000 to $12,000 in four cells, plus $2,000 in a Disadvantaged Community

Orange & Rockland’s incentives come from section 2.2.7 of the NYS Clean Heat Statewide Program Manual, version 3 of September 1, 2026, Tables 27 and 28, read on October 11, 2026. For a single-family home over 1,000 square feet, a full-load cold-climate air-source heat pump that keeps the old system as backup earns $4,000, or $8,000 at the Weatherized Tier. Remove the oil tank, furnace or boiler from service and the same installation earns $7,000, or $12,000 weatherized. An apartment, or a single-family home under 1,000 square feet, gets exactly half: $2,000, $4,000, $3,500 and $6,000. In a Disadvantaged Community on NYSERDA’s map, Table 28 adds $2,000 to every single-family cell — $6,000, $10,000, $9,000 and $14,000 — and $1,000 to every apartment cell. NYSEG and RG&E add only $1,000. Adding capacity to an existing partial-load heat pump so that it carries the whole house pays $4,000 for a house and $2,000 for an apartment, Table 29, up from $3,000 and $1,000 before September 1.

The Disadvantaged Community column and the cost cap: 70% at most addresses, 85% on the map

Two things change for a home inside a Disadvantaged Community, and the manual’s section 2.1 keeps them separate. The first is the cell: $2,000 more on a single-family air-source or geothermal job, $1,000 more on an apartment. The second is the ceiling. Clean Heat incentives “are limited to 70% of project costs,” except for projects located in Central Hudson territory or in a Disadvantaged Community and receiving DAC incentives, which may reach 85%. O&R’s territory has no territory-wide exception, so a household outside the map is capped at 70% of the invoice; inside the map, at 85%. The state’s participation acknowledgment form for O&R, which the customer signs, carries the same two numbers and a yes-or-no box asking whether the address was verified on NYSERDA’s tool. The cap is checked on the final invoice, which must show the Clean Heat incentive as its own line; in practice it binds on small mini-split jobs, where a $5,000 or $6,000 cell can approach the ceiling, not on a $20,000 ducted installation.

The Weatherized Tier: three ways in, and O&R’s door is a program its pages do not name

The Weatherized Tier went live on September 1, 2026 and doubles the standard air-source cells and adds $5,000 to geothermal. Section 2.1.4 gives three ways in. A home originally constructed in 2011 or later qualifies on a municipal record, permit or certificate of occupancy; new-construction geothermal qualifies automatically. A home that completed an approved weatherization program qualifies on past participation, and the manual’s list names, for O&R, the “Sealed Comfort Plan” — a name that appears nowhere on oru.com. O&R’s Weatherization page, read October 11, links to “ORU Home Upgrades through Sealed,” a marketplace page with no amounts and no program name, and to NYSERDA’s Comfort Home, whose packages A, B and C are also on the manual’s list. The third way is the Performance Pathway: a documented heating load per conditioned square foot below 30 for homes up to 999 square feet, 25 for 1,000 to 1,999, and 20 at 2,000 or more, the Upstate column of Table 3. By March 1, 2028, weatherization becomes a prerequisite for any Clean Heat incentive.

Where “$5,000,” “$9,000” and “$14,000” come from: O&R’s pages and the state’s own form still print the March manual

Every dollar figure on O&R’s air-source, ductless and geothermal pages on October 11, 2026 is a cell of manual version 2, dated March 5, 2026: $5,000 and $3,000 for a full-load heat pump, $9,000 and $5,500 with decommissioning, $3,000 and $1,000 partial-to-full, $14,000 and $6,000 for geothermal, $7,000 and $3,500 for new construction. Version 3 replaced all of them on September 1. The air-source cells fell by $1,000 to $2,000 and gained the Weatherized Tier above them; the geothermal retrofit cell rose by $4,000 and the partial-to-full cell by $1,000 — O&R is the only Upstate utility whose standard geothermal cell went up; at Central Hudson, National Grid, NYSEG and RG&E it fell. The state’s own Participation Acknowledgment Form for O&R customers, version 06 on the Clean Heat Connect site, prints the same March table. A search engine’s AI answer, read the same day, repeats the March cells and gives O&R’s geothermal as “50% up to $4,000 or $5,000,” which is the New Jersey program of Rockland Electric, not a New York figure.

Geothermal: $18,000 to $25,000 from O&R since September 1, plus New York’s 25% tax credit up to $10,000

A ground-source heat pump retrofit in a single-family home earns $18,000 at the standard rate, $23,000 at the Weatherized Tier, and $20,000 or $25,000 in a Disadvantaged Community, Tables 27 and 28; an apartment or a home under 1,000 square feet earns $7,500, $10,000, $8,500 or $11,000. New construction, weatherized by definition, pays $14,000 for a house and $7,000 per apartment, $20,000 and $9,000 on the map, and is the only space-heating incentive a new home can claim. O&R’s geothermal page, read October 11, still says $14,000 and $7,000, so a quote built from it understates the rebate by $4,000 or more. The system must meet the ENERGY STAR geothermal specification; O&R’s page requires removal of the existing HVAC system. On top sits New York’s geothermal energy system credit: 25% of qualified cost, capped at $10,000 for systems placed in service on or after July 1, 2025, non-refundable, carried forward up to five years, claimed on Form IT-267. A desuperheater on an existing geothermal system adds $100.

Water heater: $1,250, no contractor required, and an autumn offer that pays the distributor, not you

The heat pump water heater rebate is $1,250 per unit, the figure on O&R’s Water Heaters page and in the manual’s Table 30, for an ENERGY STAR unit on an O&R electric account in New York; the page says the unit may be “self-installed or installed by a Participating Contractor,” so a self-install qualifies. What the page does not say is how to claim it: unlike Central Hudson, NYSEG and RG&E, O&R publishes no retailer code, no instant-rebate site and no application link. The manual’s Category 5 lets a site owner install a qualifying unit and apply independently, and Category 5a pays through the seller; ask O&R at 1-877-434-4100 which route applies before you buy. Table 31 adds a limited-time offer, applications September 15 to December 31, 2026: the distributor incentive rises from $150 to $300 and the installer’s from $50 to $200, and a retailer channel pays the same $1,250. The customer’s amount does not move. Our water heater guide sets O&R beside the other New York utilities.

Smart Savers, My ORU Store and Electric Advantage: $85 to enrol a thermostat, and a whole-home switch by invitation

O&R’s thermostat money is an enrolment payment, not a purchase rebate. Smart Savers, read October 11, pays $85 for each Wi-Fi smart thermostat from a participating manufacturer that you enrol, as a prepaid Visa card by email six to eight weeks after acceptance, and $25 a year after your second summer if you take part in at least 80% of events. The thermostat must control central air conditioning; O&R may adjust it by up to four degrees, for at most four hours, up to ten times between May 1 and September 30, weekdays 11 a.m. to 11 p.m. My ORU Store sells thermostats and other efficient products at instant discounts — the “appliance rebates” people search for. Electric Advantage is different in kind: O&R picks homes and businesses “connected to targeted gas mains” and offers an induction range, heat pump, heat pump water heater, weatherization and panel work “at minimal, and in most cases, no out-of-pocket costs,” by invitation only; there is no form.

Who is an O&R customer: three New York counties shared with two other utilities, and a New Jersey arm with its own program

Orange & Rockland serves Orange, Rockland and Sullivan counties in New York, about 239,000 electric and 139,000 gas customers on its corporate facts page. Check the name on the electric bill first, because the New York Department of Public Service lists Orange and Sullivan counties as served by Central Hudson and NYSEG as well. A home in Newburgh or Monticello may be in Central Hudson’s or NYSEG’s territory, with different cells and, at Central Hudson, a different cost cap; Rockland County is O&R’s alone. The Clean Heat rebate attaches to the electric account, so an O&R gas customer whose electricity comes from another utility claims from that utility, and a gas-only account cannot claim at all. Across the state line, O&R operates as Rockland Electric Company in parts of Bergen, Passaic and Sussex counties, about 70,000 customers, under New Jersey’s program: on O&R’s own New Jersey pages, 50% of project cost up to $10,000 for a cold-climate heat pump with decommissioning, up to $5,000 without, $750 for a heat pump water heater.

Income-eligible: EmPower+ at no cost, through NYSERDA, not through O&R

O&R publishes no income-qualified tier of its own; its Income-Eligible Renters and Homeowners page, read October 11, 2026, points to NYSERDA’s EmPower+ and to the NY Energy Advisor. EmPower+ gives a no-cost home energy assessment and funds air sealing, insulation, heat pumps, heat pump water heaters and the electrical work they need: no-cost improvements up to $12,000 per project upstate and $14,000 downstate for low-income households, 50% of cost up to $6,000 or $7,000 for moderate-income households, with Sustainable Futures adders of $10,000 for an air-source or ground-source heat pump and $5,000 for a heat pump water heater, all on NYSERDA’s page read the same day. The manual, section 2.4.3, says Clean Heat and NYSERDA incentives cannot be combined toward the same installed measure, so a household takes EmPower+ or the O&R rebate for a heat pump, not both. The thresholds by county and household size and the application steps are on our New York page.

How to apply: the contractor files it, the cap is 70% or 85%, and a signed contract protects the rate for two weeks

There is no customer application for an O&R heat pump incentive. The installer must be a NYS Clean Heat participating contractor, found through the state finder that O&R’s pages link to, who sizes the system to the full building heating load, has you sign the Participation Acknowledgment Form, and files the application with the decommissioning checklist for Category 2b and the weatherization evidence for the higher tier. O&R’s Savings Guide describes two ways the money arrives: a rebate, “refund received after your project is completed,” or an incentive, “credit applied directly to your contractor’s invoice.” The total cannot exceed 70% of project cost, or 85% in a Disadvantaged Community; the acknowledgment form also bars claiming the same measure from another utility. If O&R announces a cut, section 2.3 says the utilities will generally honor the previous rate for a project with a signed customer commitment, provided the contractor submits the contract within two weeks of the announcement. The water heater and the thermostat need no contractor. Questions: 1-877-434-4100.

How to apply, step by step

  1. Check the name on your electric bill: Orange and Sullivan counties are also served by Central Hudson and NYSEG, whose cells differ; the Clean Heat rebate follows the electric account, and a gas-only O&R account does not qualify.
  2. Look up the address on NYSERDA’s Disadvantaged Communities map: inside it, every single-family cell is $2,000 higher ($6,000 instead of $4,000, $9,000 instead of $7,000) and the cost cap is 85% instead of 70%.
  3. Check the Weatherized Tier before any quote: a home built in 2011 or later, a completed Sealed Comfort Plan or NYSERDA Comfort Home package, or a measured heating load under the threshold doubles the air-source cell — $4,000 becomes $8,000, $7,000 becomes $12,000.
  4. Choose a NYS Clean Heat participating contractor from the state finder; O&R will not pay for a system installed by anyone else.
  5. If the quote says $5,000, $9,000 or $14,000, ask which table of the September 1, 2026 manual it comes from: those are March figures still printed on O&R’s pages; the current standard cells are $4,000, $7,000 and $18,000.
  6. Have the contractor show the incentive as its own line on the quote, with the category and tier named, and sign the Participation Acknowledgment Form; a signed contract keeps the rate for two weeks if a cut is announced.
  7. For a heat pump water heater, confirm with O&R at 1-877-434-4100 how the $1,250 is claimed before you buy — the page publishes no retailer code or form; for a thermostat, enrol in Smart Savers for $85.

Deadlines for Orange & Rockland

What others get wrong about Orange & Rockland

Sources and method

Each source below carries the date it was read in full, the latest on October 11, 2026; the amounts on this page are the utility’s own unless marked reported, in which case they come from the utility’s participating contractors and are flagged for confirmation. The official page is re-read automatically every day; a change reaches this page, the New York page, the deadlines and the news feed together, after it is read again by hand. Data for this page are in utilities.json (CC BY 4.0).

Frequently asked questions

How much is the Orange & Rockland heat pump rebate in 2026?
For a single-family home over 1,000 square feet: $4,000 for a full-load cold-climate air-source heat pump that keeps the old system as backup, $7,000 when the old system is decommissioned, and $8,000 or $12,000 at the Weatherized Tier; in a Disadvantaged Community $6,000, $9,000, $10,000 and $14,000. Apartments and smaller homes get half. Geothermal pays $18,000, $23,000 weatherized, $20,000 or $25,000 in a Disadvantaged Community. These are Tables 27 and 28 of the NYS Clean Heat Program Manual of September 1, 2026, read October 11, 2026; O&R’s own pages still show the March 2026 figures of $5,000, $9,000 and $14,000.
Who is eligible for the O&R heat pump rebate?
An Orange & Rockland electric customer in New York, in a one- to four-family home, who hires a NYS Clean Heat participating contractor to install equipment on the NEEP cold-climate list sized to the full building heating load. A gas-only O&R account does not qualify, and a home that already received a full-load Clean Heat incentive cannot receive another. Rockland Electric customers in New Jersey have a separate program with different amounts.
How do I apply for an Orange & Rockland heat pump rebate?
You do not file anything for a heat pump. A NYS Clean Heat participating contractor installs the system and submits the application with the signed Participation Acknowledgment Form; the money comes as a credit on the contractor’s invoice or as a refund after completion, capped at 70% of project cost (85% in a Disadvantaged Community). The heat pump water heater and the Smart Savers thermostat are the exceptions that need no contractor. O&R: 1-877-434-4100.
Does Orange & Rockland give a rebate for a heat pump water heater?
Yes, $1,250 per ENERGY STAR heat pump water heater on an O&R electric account in New York, self-installed or installed by a participating contractor, the figure on O&R’s page and in the manual’s Table 30. O&R publishes no retailer code or application link, so ask how to claim it before buying. The September 15–December 31, 2026 limited-time offer raises what distributors and installers receive; the customer’s $1,250 is unchanged.
Does O&R have a mini-split rebate?
Yes — a cold-climate ductless mini-split is a Category 2 heat pump like any other, provided the system is sized to carry 100% of the building heating load: $4,000 for a single-family home, $8,000 weatherized, $7,000 or $12,000 with the old system decommissioned, $2,000 more in a Disadvantaged Community; apartments and homes under 1,000 square feet get half. A single head cooling one room does not qualify. O&R’s Ductless Mini-Split page still prints the March 2026 cells of $3,000 to $9,000.
Is there an Orange & Rockland thermostat rebate or appliance rebate?
The thermostat money is Smart Savers: $85 per enrolled Wi-Fi smart thermostat linked to central air conditioning, paid as a prepaid Visa card, plus $25 a year after the second summer if you take part in at least 80% of events, May 1–September 30. Appliance discounts come through My ORU Store, O&R’s online marketplace, at checkout. A home battery enrolled in Bring Your Own Battery earns an average of $180 a summer.
Do heat pumps qualify for a tax credit or tax rebate in O&R territory in 2026?
The rebate is O&R’s, not a tax item: $4,000 to $14,000 through the contractor. The federal 25C and 25D credits ended for equipment placed in service after December 31, 2025, so there is no federal credit for an air-source heat pump installed in 2026; ask a tax preparer before counting on anything federal. New York’s own credit exists only for geothermal: 25% of a ground-source system’s cost, up to $10,000 for systems placed in service on or after July 1, 2025, on Form IT-267.
How do I get a free heat pump from Orange & Rockland?
Not through the Clean Heat rebate, which covers at most 70% of the job, or 85% in a Disadvantaged Community. Two no-cost routes exist: NYSERDA’s EmPower+ for income-eligible households, a free assessment and funded upgrades including heat pumps, which cannot be combined with the O&R rebate on the same heat pump; and O&R’s Electric Advantage, which converts selected homes on targeted gas mains to all-electric “at minimal, and in most cases, no out-of-pocket costs” — but only by invitation, with no application.
How much does it cost to install a heat pump in a 2,000-square-foot house in O&R territory?
O&R publishes no installed-cost figure and neither do we; the number depends on ducts, electrical capacity and the equipment chosen, and only a participating contractor’s Manual J sizing produces it. What the rebate rules fix is the ceiling: the incentive may not exceed 70% of the invoice, 85% in a Disadvantaged Community, so on a $20,000 ducted job the full $12,000 weatherized cell is payable; on a $7,000 mini-split job, a $6,000 Disadvantaged Community cell is cut to $5,950. Get the Clean Heat line itemized on every quote.

Related

The full picture for the state — every program, the federal status and the corrections log — is on New York heat pump rebates. All utilities we cover: utility rebate pages.